Instant Payouts
Need cash now? Instant payouts deliver your available balance to your bank account or debit card in under 30 minutes, 24/7.
How to Request an Instant Payout
Check Your Balance
Go to Settings → Payouts to see your available balance. Only cleared funds can be paid out instantly.
Click "Instant Payout"
Enter the amount you want to transfer. The 1.5% fee is shown before you confirm.
Confirm & Receive
Review the fee breakdown and confirm. Funds typically arrive within 30 minutes.
Fee Examples
| Payout Amount | Fee (1.5%) | You Receive |
|---|---|---|
| $100 | $1.50 | $98.50 |
| $500 | $7.50 | $492.50 |
| $1,000 | $15.00 | $985.00 |
| $5,000 | $75.00 | $4,925.00 |
Eligibility Requirements
Your payout destination must support real-time payments (RTP or FedNow)
You need at least $25 in available (cleared) funds
For larger amounts, use multiple payouts or wait for same-day
When to Use Instant Payouts
Instant payouts are great for urgent cash needs. For regular operations, free same-day payouts are more cost-effective.
Good for:
- Weekend/holiday expenses
- Emergency repairs or supplies
- Time-sensitive payments
- Staff tip payouts after shift
Use same-day instead for:
- Regular operating expenses
- Planned purchases
- Non-urgent transfers
- Large amounts over $9,999
Processing Time Note
New payments take about 2 hours to clear before they're available for payout. If you just processed a payment, it may not appear in your available balance immediately.